Lendit is an online investment-linked financial company specializing in customized personal credit loans that finds and provides appropriate interest rates and limits that perfectly fit individual credit ratings based on big data credit analysis and AI technology.

● Document screening progress in addition to business hours
• Submit proof of income and employment at once through financial certificate
• 24-hour loan review process

● Immediately after the document screening
• Customers who have been approved for a loan through verification of supporting documents immediately proceed to fill out the contract form.

● Inquiry at once
• Loan application progress status applied through multiple affiliate channels can be viewed in one place
• Check progress by loan application, document submission, and contract stage

[Loan product information]
• Product name: Credit loan for office workers
• Loan eligibility: Employment period of more than 3 months / Annual income of 24 million won or more
• Loan limit: Up to 50 million won
• Loan interest rate: minimum 5.0% per year ~ maximum 19.9% ​​per year
• Delinquent interest rate (delay compensation rate): Loan interest rate + 3% per annum, delinquent interest rate (delay compensation rate) is within 20% per annum.
• Loan term: Shortest/maximum 36 months
• Interest payment period: Postpaid every month
• Repayment method: Equal repayment of principal and interest
* Repay a fixed amount (principal + interest + loan fee) in equal installments every month
* Example of interest and expected repayment amount
If 10 million won is used for 36 months at 10% per annum, equal principal and interest repayment method, the total interest over 36 months is approximately 1,616,187 won, and the monthly repayment amount is approximately 322,672 won.
(It may vary depending on individual loan conditions).
• Early repayment fee: 1.8%
• Loan cost: Loan fee up to 5% per annum (included in loan interest rate)
* No other incidental costs

[More details]
• When applying for a loan, documents regarding income/employment may be required for loan review. Reddit allows you to automatically submit documents through a scraping service.
• In accordance with our company’s loan review regulations, the loan may be deemed unsuitable after document review, or the loan limit and interest rate may change.
• Loan limit inquiries do not affect your credit score, but if you make multiple loan limit inquiries to multiple financial institutions within a short period of time, you may be registered as an unhealthy user for reasons such as to prevent loan fraud.
• Loan interest rates are differentially applied depending on the borrower’s credit rating, and if the loan interest is not paid or repaid after maturity, the delinquent interest rate for each period is applied, and you may be subject to disadvantages such as registration for credit information management.
• Loan products of online investment-linked financial companies are not subject to the right to request interest rate reduction, the right to terminate an illegal contract, or the right to withdraw subscription.

[Notes for financial consumers]
• If the loan amount is excessive compared to your ability to repay, your personal credit score may drop, and a drop in your personal credit score may result in disadvantages related to financial transactions.
• If the principal and interest to be paid over a certain period of time are overdue, you may be obligated to repay all the principal and interest before the contract expiration date.
• Loans may be restricted for those with delinquent loans or unsound loans.
• General financial consumers have the right to receive a sufficient explanation from Lendit, and must read the product description and terms and conditions before concluding a loan contract.

● Instructions for use
• Supported OS: 7.0 or higher
• The LENDIT application can be downloaded through Wi-Fi wireless LAN and mobile carrier wireless Internet network (5G, LTE).
• Excessive charges may apply if you do not use Wi-Fi or exceed the capacity specified in your data flat rate plan, so we recommend downloading via Wi-Fi if possible.

● Notice about app access rights
(Required) Phone: Consultation connection and identity verification, device verification
(Required) Camera: Take a photo of your ID and submit documents when applying for a loan.

● Customer Center
• Loan inquiry: 1833-4235 (09:00 ~ 18:00 weekdays)
• E-mail: credit@lendit.co.kr
● Personal information processing policy: www.lendit.co.kr/policy/privacy

Excessive debt is the beginning of suffering.
Lendit Co., Ltd. www.lendit.co.kr
Registered online investment linked finance business (Finance Committee 2021. June 10)
Representative number: 1833-4235
60th, 6th, Yeouido -ro, Yeongdeungpo -gu, Seoul (Yeouido -dong)